Our group decided to focus on the Structural Adjustment Programs (or SAPs) that have been implemented by Non-Governmental Organizations (or NGOs) in Africa. As we discussed in class, SAP's give out small loans to people in impoverished nations so that they can create a small business. While well intentioned in theory, these SAPs often create insurmountable debt for those they are given to and create a greater disparity between the rich and poor. We wish to focus on the effect that SAPs have on women in "developing" countries, like Africa, because they are disproportionately effected by them. It is important that we learn about Structural Adjustment Programs because they are a neoliberal policy that extends the unjust reach of Capitalism.