This is an article that concerns those who make up the low-income class.
In terms of stereotyping, a student named Chris and I discussed about how this article was doing the exact opposite of stereotyping. It diverts from the stereotype that "all poor people do not want to work" or that "all poor people don't like to work".
In fact, it illustrates quite the opposite. The article claims that there is a 90% repayment rate for their cars, which clearly shows that people who enroll in this program do want to work.
The article demolishes the stereotypes surrounding poor people as it illustrates the good that can come from programs like this (in getting people to work) and their ability to be financially responsible.
Chris is a student who works as night security in a dorm on the St. Cloud State University campus.