Public Health Scene

Five years after their introduction, high-deductible insurance policies linked to health savings accounts have delivered on their promise. People are thinking twice before seeing a doctor.

But are people cutting essential care as well as unnecessary treatment?

“We know that cost-sharing works,” said Roger Feldman, a health economist at the University of Minnesota told the Grand Forks Herald. “What we don't know is exactly what is getting cut back and what the long-run implications are.”

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